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Your Home.
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The Smart Buyer's Blueprint
In Victoria, buying a new home may come with valuable financial benefits!
Check with your finance broker to see if you qualify for the New Home Guarantee.
Need help finding a trusted broker? We’ve got you covered, we work with a network of experts ready to assist you.
A house and land package offers a streamlined process where you choose both the land and a home design that suits your needs. Benefits include potential stamp duty savings, a fixed-price contract, customisation options, and a brand new home with builder warranties. It’s a great option for investors and homebuyers looking for a hassle-free build process.
A full turnkey house and land package means the home is completely move-in ready once construction is finished. It includes everything: landscaping, driveway, fencing, appliances, blinds, and all essential fixtures so you don’t have to worry about any additional work. With a fixed price, you simply turn the key and start living!
The construction timeline depends on the builder, with most projects taking between 6 to 12 months after land settlement. Factors such as weather conditions, council approvals, and material availability can impact the completion timeframe.
Financing is typically split into two loans: one for the land and one for construction. The land loan works like a standard mortgage, while the construction loan is drawn down in stages as your home is built, meaning you only pay interest on the amount used at each stage.
When purchasing a house and land package, you only pay stamp duty on the land component, not the completed home. This can result in significant savings compared to buying an existing property, where stamp duty applies to the total purchase price.
As a first home buyer, you can benefit from stamp duty savings by only paying duty on the land, not the finished home. Additionally, you may be eligible for government grants and incentives, such as the First Home Owner Grant (FHOG), which can further reduce upfront costs and make homeownership more affordable. Know more about the Scheme
First Home, Smarter Start.
Getting into the property market doesn’t have to feel impossible. These guides break down practical strategies that help first-home buyers enter the market sooner with less confusion, smarter planning, and real-world approaches that actually work.
- The 5% Deposit Playbook
- Buy Your First Home Using Super
Your Next Move Starts Here
Mark Zammit
- Explore premium NDIS investment opportunities across Victoria from completed homes to tailored packages built around your strategy. With ZRE, you don’t just invest you invest with clarity, confidence, and the right support behind you.
